STATE OF MISSISSIPPI
OFFICE OF THE COMMISSIONER OF INSURANCE

IN THE MATTER OF:

GUIDELINES FOR AN AGENT
IN ADVANCING AN INSURANCE
PREMIUM FOR AN INSURED                                                                                           CAUSE NO. 00-4047

THIS CAUSE came on for hearing to consider the adoption of Mississippi Insurance Department Regulation No. 2000-4, entitled, "Guidelines for an Agent in Advancing an Insurance Premium for an Insured", and the Commissioner of Insurance having held a public hearing and heard the comments of all interested parties and the evidence produced by such parties involved and after receiving and considering written comments, finds as follows, to-wit:
 

I.

That on or about August 22, 2000, the Commissioner of Insurance for the State of Mississippi, or his duly appointed representative, pursuant to the provisions of Miss. Code Ann. § 25-43-7(1) (Supp. 1999), filed with the Secretary of State of the State of Mississippi that said Commissioner of Insurance, or his duly designated representative, would hold a public hearing on Wednesday, October 4, 2000, at 1:30 p.m., in the Offices of the Commissioner of Insurance, 18th Floor, Walter Sillers State Office Building, 550 High Street, Jackson, Hinds County, Mississippi to afford all interested persons the opportunity to submit testimony and evidence and to give opinions, make comments, suggestions or objections concerning Regulation 2000-4.
 

II.

That the Commissioner of Insurance, or his duly appointed representative, pursuant to the provisions of Miss. Code Ann. § 25-43-7(1) (Supp. 1999), mailed postage prepaid, copies of an Administrative Procedures Filing Notice and Notice of Hearing to all persons who had made a timely request to the Mississippi Insurance Department for advance notice of said Department's rule making proceedings.
 

III.

That pursuant to said Notice of Hearing, a public hearing was held before the Commissioner of Insurance of the State of Mississippi, or his duly appointed representative, on October 4, 2000, at 1:30 p.m., in the Offices of the Commissioner of Insurance, 18th Floor, Walter Sillers State Office Building, 550 High Street Jackson, Hinds County, Mississippi, in which all interested parties were given an opportunity to present their views, opinions, suggestions, comments or objections relative to the Regulation 2000-4.
 

IV.

That the Commissioner of Insurance has received written statements from companies, organizations and individuals in addition to having received and heard the oral statements of those appearing at the aforesaid public hearing and has considered same and after considering such objections, comments, opinions, statements, and evidence, is of the opinion that it would be in the public interest to adopt Mississippi Insurance Department Regulation 2000-4 entitled, "Guidelines for an Agent in Advancing an Insurance Premium for an Insured."
 

V.

That the Commissioner of Insurance, after having considered all relevant evidence, is of the opinion that it will be in the public interest to adopt Mississippi Insurance Department Regulation No. 2000-4, entitled, "Guidelines for an Agent in Advancing an Insurance Premium for an Insured", a copy of which is attached hereto marked Exhibit "A", and made a part hereof as if fully copied herein in words, lines and figures, should be and is hereby ADOPTED with an effective date of November 13, 2000, and after filing with the Secretary of State of the State of Mississippi.

IT IS, THEREFORE, ORDERED, that any interested person or party who feels that he or she will be adversely affected by this Order shall have ten (10) days from the date of this Order in which such adversely affected party may file with the Commissioner of Insurance a written statement outlining how such person will be adversely affected and their reasons for review of the Order.

SO ORDERED this the 13th day of October, 2000.

GEORGE DALE
COMMISSIONER OF INSURANCE
MISSISSIPPI DEPARTMENT OF INSURANCE